---
title: Why is this platform focused on home equity investments?
description: Since 2013, US home equity has nearly tripled to $35+ trillion (Federal Reserve, Q3 2024), and HEAs have rapidly gained institutional adoption with banks, insurers, and private credit funds increasing
---

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1. [FAQs](https://faqs.homeshares.co/?hsLang=en)
2. [Homeshares](https://faqs.homeshares.co/homeshares?hsLang=en)
3. [About Homeshares](https://faqs.homeshares.co/homeshares?hsLang=en#about-homeshares)

# Why is this platform focused on home equity investments?

Home equity is the single largest source of wealth in the US, yet until recently, the only way to access it was through direct homeownership. Home Equity Agreements (HEAs) have changed that, creating a new way for investors to participate in this rapidly growing asset class. 

Since 2013, US home equity has nearly tripled to $35+ trillion (*Federal Reserve, Q3 2024*), and HEAs have rapidly gained institutional adoption with banks, insurers, and private credit funds increasing participation over the past two years. In 2024, $1.1 billion in HEA-backed securitizations and new rating methodologies from DBRS Morningstar and KBRA cemented their place in institutional portfolios. 

With home equity emerging as a recognized institutional investment class, Homeshares’ current opportunity, [US Home Equity Fund I](https://www.homeshares.co/invest?tab=Overview), provides an institutional-caliber approach to an asset that has been a cornerstone of wealth creation for decades—now structured for broader participation.

- [Homeshares](https://faqs.homeshares.co/homeshares?hsLang=en#main-content)

    - [Getting Started](https://faqs.homeshares.co/homeshares?hsLang=en#getting-started)
    - [About Homeshares](https://faqs.homeshares.co/homeshares?hsLang=en#about-homeshares)
    - [About Home Equity Agreements and Home Equity Investing](https://faqs.homeshares.co/homeshares?hsLang=en#about-home-equity-agreements-and-home-equity-investing)
    - [About US Home Equity Fund I](https://faqs.homeshares.co/homeshares?hsLang=en#about-us-home-equity-fund-i)
    - [Investing](https://faqs.homeshares.co/homeshares?hsLang=en#investing)
    - [What to Expect After You Made an Investment](https://faqs.homeshares.co/homeshares?hsLang=en#what-to-expect-after-you-made-an-investment)

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